| Virginia Law |
Web Address |
| Application Disclosure for First Mortgage Loans (§ 6.1-2.9:5) |
http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+6.1-2.9C5 |
| Bureau of Financial Institutions (contains links to Regulations, Administrative Letters and forms) |
http://www.scc.virginia.gov/division/banking/index.htm |
| Consumer Finance Act (§ 6.1-245) |
http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+6.1-245 |
| Consumer Protection Act (§ 59.1-196) |
http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+59.1-196 |
| CRESPA (§ 6.1-2.19) |
http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+6.1-2.19 |
| Money and Interest (§§ 6.1-330.47 through 6.1-330.90) |
http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+6.1-330.47 |
| Money Order, Sales, and Money Transmission Services (§ 6.1-370) |
http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+6.1-370 |
| Mortgage Lender and Broker Act (§ 6.1-408) |
http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+6.1-408 |
| Wet Settlement Act (§ 6.1-210) |
http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+6.1-2.10 |
| Federal Law |
|
| Truth in Lending Act (TILA) (15 U.S.C. § 1601 |
http://www.fdic.gov/regulations/laws/rules/6500-200.html#6500101 |
| Regulation Z (12 C.F.R § 226) |
http://www.access.gpo.gov/nara/cfr/waisidx_03/12cfr226_03.html |
| Equal Credit Opportunity Act (ECOA) (15 U.S.C. § 1691) |
http://www.fdic.gov/regulations/laws/rules/6500-1200.html |
| Regulation B (12 C.F.R. § 202) |
http://www.access.gpo.gov/nara/cfr/waisidx_03/12cfr202_03.html |
| Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681) |
http://www.ftc.gov/os/statutes/031224fcra.pdf |
| Title V of the Gramm-Leach-Bliley Act |
http://www.ftc.gov/privacy/glbact/glbsub1.htm |
| FTC |
www.ftc.gov |
| Fair Debt Collection Practices Act (15 U.S.C. § 1692) |
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm |
| Homeowner's Protection Act of 1998 (12 U.S.C. § 4901) |
http://uscode.house.gov/download/pls/12C49.txt |
| RESPA |
|
| Real Estate Settlement Procedures Act (RESPA) (12 U.S.C. § 2601) |
http://www.fdic.gov/regulations/laws/rules/6500-2530.html |
| Regulation X (24 C.F.R. § 3500) |
http://www.access.gpo.gov/nara/cfr/waisidx_99/24cfr3500_99.html |
| HUD's RESPA website |
http://www.hud.gov/offices/hsg/sfh/res/respa_hm.cfm |
| RESPA Settlement Agreements |
http://www.hud.gov/offices/hsg/sfh/res/resetagr.cfm |
| Statements of Policy |
http://www.hud.gov/offices/hsg/sfh/res/respapol.cfm |
| FTC Rules |
|
| Telemarketing Sales Rule (16 C.F.R. § 310) |
http://www.access.gpo.gov/nara/cfr/waisidx_03/16cfr310_03.html |
| Privacy of Consumer Financial Information (16 C.F.R. § 313) |
|
| Standards for Safeguarding Customer Information (16 C.F.R. § 314) |
http://www.access.gpo.gov/nara/cfr/waisidx_03/16cfr314_03.html |
| Door to Door Rule (16 C.F.R. § 429) |
http://www.access.gpo.gov/nara/cfr/waisidx_03/16cfr429_03.html |
| Preservation of Consumers' Claims and Defenses (16 C.F.R. § 433) |
|
| Credit Practices Rule (16 C.F.R. § 444) |
http://www.access.gpo.gov/nara/cfr/waisidx_00/16cfr444_00.html |
| Used Motor Vehicles (16 C.F.R. § 455) |
http://www.access.gpo.gov/nara/cfr/waisidx_03/16cfr455_03.html |
| Fair Credit Reporting Act |
|
| Statements of General Policy or Interpretations (16 C.F.R. §§ 600.1-600.2) |
http://www.access.gpo.gov/nara/cfr/waisidx_03/16cfr600_03.html |
| Fair and Accurate Credit Transactions Act of 2003 (16 C.F.R. § 602.1) |
http://www.gpo.gov/nara/cfr/waisidx_04/16cfr602_04.html |
| Definitions (16 C.F.R. § 603.1) |
http://www.access.gpo.gov/nara/cfr/waisidx_05/16cfr603_05.html |
| Fair Credit Reporting Act Rules (16 C.F.R. § 604.1) |
http://www.access.gpo.gov/nara/cfr/waisidx_05/16cfr604_05.html |
| Free Annual File Disclosures (16 C.F.R. §§ 610.1 to 610.3) |
http://www.access.gpo.gov/nara/cfr/waisidx_05/16cfr610_05.html |
| Prohibition against Circumventing Treatment as a Nationwide Consumer Reporting Agency (16 C.F.R §§ 611.1 to 611.3) |
http://www.access.gpo.gov/nara/cfr/waisidx_05/16cfr611_05.html |
| Duration of Active Duty Alerts (16 C.F.R. § 613.1) |
http://www.access.gpo.gov/nara/cfr/waisidx_05/16cfr613_05.html |
| Appropriate Proof of Identity (16 C.F.R. § 614.1) |
http://www.access.gpo.gov/nara/cfr/waisidx_05/16cfr614_05.html |
| Prescreen Opt-out Notice (16 C.F.R. § 642.1 to 642.4) |
http://www.access.gpo.gov/nara/cfr/waisidx_06/16cfr642_06.html |
| Disposal of Consumer Report Information and Records (16 C.F.R. §§ 682.1 to 682.5) |
http://www.access.gpo.gov/nara/cfr/waisidx_05/16cfr682_05.html |
| Model Forms and Disclosures (16 C.F.R. §§ 698.1 to 698.3) |
http://www.access.gpo.gov/nara/cfr/waisidx_05/16cfr698_05.html |
| Magnuson-Moss Act |
|
| Interpretations of Magnuson-Moss Warranty Act (16 C.F.R. §§ 700.1 to 700.12) |
http://www.access.gpo.gov/nara/cfr/waisidx_03/16cfr700_03.html |
| Disclosures of Written Consumer Product Warranty Terms and Conditions (16 C.F.R. §§ 701.1 to 701.4) |
http://www.access.gpo.gov/nara/cfr/waisidx_03/16cfr701_03.html |
| Pre-Sale Availability of Written Warranty Terms (16 C.F.R. §§ 702.1 to 702.3) |
http://www.access.gpo.gov/nara/cfr/waisidx_03/16cfr702_03.html |
| Informal Dispute Settlement Procedures (16 C.F.R. §§ 703.1 to 703.8) |
http://www.access.gpo.gov/nara/cfr/waisidx_03/16cfr703_03.html |
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