Tag Archives | debt collection

Zachary D. Cohen

FTC Settlement with Debt Collector over Text Messages

By on October 30, 2013

Last month, the Federal Trade Commission (FTC) extracted a $1 million settlement from a debt collector who used text messaging to attempt to collect debts in an allegedly unlawful manner.  The FTC charged a California-based debt collector who owned two debt collection companies—National Attorney Collection Services, Inc. and National Attorney Services LLC—with violations of the […]

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What Constitutes a “Sufficient Factual Basis” to Support a Claim under the FDCPA?

By on May 6, 2013

Federal courts are routinely confronted with the question of whether a plaintiff has alleged sufficient facts under the FDCPA “to raise a right to relief above the speculative level” necessary to survive a Rule 12(b)(6) motion to dismiss.  Recently, a Maryland federal district court addressed the sufficiency of various factual allegations levied against a debt […]

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